Rates

up to 4.84% APY*

Share Certificates

as low as 5.80% APR*

Vehicle Loans

 11.9% fixed rate

VISA Credit Card

*APR is annual percentage rate. APY is annual percentage yield. Rates subject to change.
Approval based on credit worthiness. Membership eligibility required.

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Welcome To Members Choice Credit Union, Inc.

Members Choice Credit Union is open to anyone living or working in Darke County. We’re committed to bringing members the best in savings, borrowing, and daily financial transaction needs. Members Choice Credit Union holds to the credit union philosophy of “people helping people”. Our motto, “We will hold ourselves to the highest professional and moral standards to better serve our members and fellow employees,” shows our overall attitude in the way we treat our members, which is going the extra mile while at the same time protecting all accounts.

Some of the services we offer are: share (savings), no fee share draft (checking), loans, Christmas club share, share Certificate Deposits, and mortgages. The entire service list can be found under the Services tab.

Stop by the office at 725 Pine Street to become part of our family! Let us assure you that your accounts are insured (up to $250,000 per account) by the American Share Insurance (ASI), a private insurance agency. This institution is not federally insured. By choice, MCCU has chosen to insure individual accounts up to $250,000, by the nation’s largest private insurer, American Share Insurance.

NOTE: Legislation requires that the following statements be included on this site:

This institution is not Federally insured. “Members’ accounts are not insured or guaranteed by any government or government sponsored agency.” Please read all notices in the Privacy Policy section.

What’s New at MCCU?

The last 70 years have been out of this world thanks to you!

Through the end of October 2024 we are celebrating Member Appreciation!

Vehicles 2018 or newer are 5.49%, APR – 5.818%* with a credit score of 650 or higher.

OR

Members can get .o5% off their interest rate on installment loans for every year they have been a member! (Floor is 3.99% APR – 4.314%*)

*APRs based on a $25,000 loan for 60 months with a $199 closing fee.

CD Specials Thru 10/21/24

9 mo: 4.84% APY
6 mo, 24 mo: 3.03% APY
12 mo, 18 mo: 3.03% APY

See teller for details.

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Looking to Save

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Home Banking

Bank anytime from anywhere