Privacy Policy

Members Choice Credit Union Collects nonpublic personal information from the following sources:

Information we receive from applications or other forms;
Information about transactions with us; and
Information we receive from a consumer reporting agency

We do not disclose any nonpublic personal information to anyone except as permitted by law. If membership is terminated or becomes inactive, we will adhere to the privacy practices as described in this policy.

If membership is terminated or becomes inactive, we will adhere to the privacy practices as described in this policy.

Members Choice Credit Union restricts access to personal and account information to those employees who need to know that information to provide products or services. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard nonpublic personal information.

All officers, directors, members of committees and employees of this credit union must hold in confidence all transactions of this credit union with its members and all information respecting their personal affairs, except when permitted by state or federal law.

Privacy Notices will be sent out to the current members of the Members Choice Credit Union on an annual basis. The Privacy Notice will be sent out with quarterly statements. Quarter to be determined by manager.

Cookie Policy

How do we use cookies and other tracking tools?

What Are Cookies

This site uses cookies and/or scripts (collectively refer to as “cookies”), which are tiny files downloaded onto your computer, to improve your experience. Our vendors may also use these tools.

Select cookies are persistent and will remain on your device until deleted by you or your browser, while others are inactivated and automatically deleted when you close all browser windows.

For more general information on cookies see the Wikipedia article on HTTP Cookies.

How We Use Cookies

We primarily use for a variety of reasons, including but not limited to:

provide a great experience for your visitors and customers.
identify our registered members (users who register to our site).
monitor and analyze the performance, operation and effectiveness of our platform.
ensure our platform is secure and safe to use.

Disabling Cookies

You can prevent the setting of cookies by adjusting the settings on your browser (see your browser Help for how to do this). Please note, disabling cookies may affect the functionality of this site and others you may visit.

What You Can Do to Help Protect Your Privacy

Protect your account numbers, card numbers, PINs (personal identification numbers) and passwords. Never keep your PIN with your debit or credit card (which can provide free access to your accounts if your card is lost or stolen)
Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you, explains the call is on behalf of the credit union and asks for your account number, you should beware. Official credit union staff will have access to your information and will not need to ask for it.
Keep your information with us current. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately. If your address or phone number changes, please let us know.

Privacy policy updates

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

Questions

If you have any questions concerning this policy, you are invited to call us at 937-548-0360.