Interest rates and APY effective as of March 19th, 2024
Regular Share (savings) Account
| Rate | APY | |
|---|---|---|
| Dividend declared by Board and posted to all share accounts of $100 or more on a quarterly basis | .10 | .10 |
Share Draft Checking Account
| Rate | APY | |
|---|---|---|
| No limit on number of checks per month; No service/maintenance fee; Dividends declared on balances of $1,000 or more and posted monthly | .10 | .10 |
IRA Share (Savings) Accounts
| Rate | APY | |
|---|---|---|
| No minimum balance. We offer Roth, Traditional, and Coverdell (education) | .10 | .10 |
Share Certificate of Deposit (CD)
| Rate | APY | |
|---|---|---|
| Builders / $250 minimum deposit | 3.00 | 3.09 |
| 90 day / $500 minimum deposit | .50 | .50 |
| 120 day / $500 minimum deposit | .50 | .50 |
| *6 month Special / $500 minimum deposit | 3.00 | 3.03 |
| *9 month Special / $1,000 minimum deposit* | 4.75 | 4.84 |
| *12 month Special / $1,000 minimum deposit* | 3.00 | 3.03 |
| *18 month Special / $1,000 minimum deposit* | 3.00 | 3.03 |
| *24 month Special / $1,000 minimum deposit | 3.00 | 3.03 |
| 30 month / $1,000 minimum deposit | 2.50 | 2.52 |
| 36 month / $1,000 minimum deposit | 2.50 | 2.52 |
Christmas Club Share Accounts
| Rate | APY | |
|---|---|---|
| Funds transfer to share account on October 1 | .10 | .10 |
Stash Share Accounts
| Rate | APY | |
|---|---|---|
| Funds transfer to share account on January 1 and July 1 | .10 | .10 |
Vacation Share Account
| Rate | APY | |
|---|---|---|
| Funds transfer to Share Account on June 1 | .10 | .10 |