You must be a member with a $25 share (savings) account to enjoy any of our services.

Online Bill Pay

Pay bills such as utilities, credit cards, mortgage loans, vehicle loans, etc; from your Share Draft (checking) account on the online banking site. Stop by the office for additional information.

Toll Free Number

Out of the area? Members Choice Credit Union Inc has a Toll Free Number – 866-548-0360. This number will be answered when the office is open. If the office is closed, please leave a message on our voicemail.

Online Banking

Access account balances, pay bills online, print monthly statements, review previous history on all accounts, transfer money to and from accounts, and apply for loans.

No Fee ATM Machine

All ATM machines with the STAR logo are accessible by our members. There is a machine outside our main office, 725 Pine Street, that can be used without a fee by members.

Monthly Deals

Each month special rates are given for certain loans and/or share accounts.

Share Products

  • Regular Saving Accounts: No maintenance fee; $25 deposit to open the account
  • Share Draft (checking) Accounts: No monthly fee or limits
  • Debit Card and Overdraft Line of Credit available to qualified members
  • IRA Share Accounts: Start new accounts if qualified, or transfer, or roll-over
  • Traditional IRA Share Accounts
  • Roth Share IRA Accounts
  • Coverdell (education) Share IRA Accounts
  • Share Certificate of Deposit: Terms of 90 day; 120 day; 6 – 12 – 18 – 24 – 30 – 36 months
  • Christmas Club Share Accounts: Transfers into share account the first of October
  • Stash Share Accounts: Transfers into share account in January and July
  • Vacation Share Accounts: Transfers into share account the first of June

Loan Products

  • Vehicle Loans: New and used vehicles with terms from 12 to 72 months
  • Recreational Vehicles: Boats, motorcycles, riding lawn mowers, RV’s campers, trailers, motor homes
  • First Mortgage: Refinance or purchase with fixed rate
  • PayDay Loans: Borrow against your next paycheck
  • Line of Credit: Gives you the option to borrow and repay without new applications
  • VISA Credit Cards: No annual fee, low interest rate, cash advances & transfers

Other Services

  • Money Orders
  • Payroll Deduction
  • ACH – Automatic Clearing House Direct Deposits and Withdrawals
  • Wire Transfers – Incoming and Outgoing
  • *VISA Gift Cards (see NEWS tab for details)
  • GAP Insurance
  • Financial Education
  • Budget Counseling